In-House Financing

A premium website,
paid your way.

Most small businesses can't write a $5,000 check for a website — but they can absolutely afford $419/month. So we built our own financing program. No banks, no credit checks, no third parties. Just simple monthly payments straight to us.

How It Works

Four steps. Zero confusion.

01

Choose a plan

Pick the package that fits your business. Each plan has a fixed monthly price and a fixed term — usually 12 months.

02

Pay your setup

You pay a small one-time setup fee to get started. This covers your initial discovery, design, and reservation of build time.

03

We launch in 7 days

Your site goes live on our hosting in about a week. You start using it immediately while your monthly payments roll.

04

Site is yours

Once your final monthly payment is made, your site, code, and assets are released to you in full. Migrate anywhere — or keep it humming on our hosting.

Financing Rates

Transparent monthly costs.

What you'd actually pay. No hidden fees, no surprise interest.

Plan
Setup Fee
Monthly
Term
Total
Starter
$397
$199/mo
12 months
$2,785
Growth
$797
$419/mo
12 months
$5,825
Premium
$1,497
$929/mo
12 months
$12,645

Prefer to pay it all at once? See our one-time pricing →

Important to Know

How hosting works during your payment plan.

Your site lives on Frost Web Studio's managed hosting for the duration of your payment plan. This is how we're able to offer in-house financing without banks or credit checks. Hosting (worth roughly $40/month on its own) is bundled into every financed plan at no extra cost.

During the financing period, the website is leased to your business. You have full use of it — content updates, leads, sales, analytics, everything. Your domain is and always will be 100% yours. You also retain the right to cancel and have the site taken down at any time.

Once your final payment clears, the build is released to you in full — code, design files, assets, and migration package. You're free to keep it on our hosting (most clients do), move it to a different host, or hand it to another developer entirely. Your call.

If you'd rather skip the financing entirely and own everything from day one, you can pay once and host it wherever you'd like.

Financing FAQ

Common questions, answered honestly.

Do you run a credit check?
No. Our financing is completely in-house — we don't use a bank, lender, or third-party credit service. We don't pull your credit report. The setup fee + automatic monthly payments protect both sides without needing one.
What happens if I miss a payment?
If a payment fails, we'll automatically retry it and email you. You have a 14-day grace period to update your payment method. After 30 days past due, the site is temporarily suspended (replaced with a polite "site temporarily unavailable" page) until payments are caught up. Cancellation only happens after 60+ days of non-payment, and we always reach out personally first.
Can I pay it off early?
Yes. You can pay the remaining balance at any point, and the site is released to you immediately. There are no early-payoff penalties — though you do still pay the agreed-upon total (the financing markup is what makes the program possible).
Why is the financed total higher than the cash price?
The difference covers our cost of carrying the project for 12 months — bundled hosting, payment processing, administration, and the risk we take on by delivering the full site upfront. The markup is roughly 10–12% over cash, which is well below typical bank or BNPL financing rates.
Who owns my domain?
You do. Always. We never register, hold, or control your domain — it stays in your name from day one. If we register it for you as a convenience, ownership is transferred to you immediately. The domain is the one thing you can never lose access to, no matter what happens with the financing.
Can I cancel?
Yes. You can cancel any time with 30 days' written notice. The site comes down at the end of the notice period and your monthly payments stop. Setup fees are non-refundable, but you owe nothing further. We'd much rather have you happy than locked in.
Do you offer financing for the Enterprise tier?
Enterprise projects are scoped individually, but we can absolutely structure custom payment terms — installments, milestone payments, or extended financing — as part of the proposal. Just ask.

Ready to apply?

Tell us a bit about your project. We'll send you a financing offer within 24 hours and answer any questions before you commit.

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